Online Payday Loans in Louisiana | Fast Cash Today | BCCA Loans
Payday Loans in Lousiana

Online Payday Loans in Louisiana (LA), Loans Near me


Why Use BadCreditCashAdvance For Payday Loans in Louisiana?

It is easy to apply for Louisiana payday loans with us. The process is simple and the decision is fast. We have a network of trusted lenders who do not perform hard credit checks. So you don’t risk lowering your credit score by filing a loan request with us.

How Do Our Loans Work in Louisiana?

Payday loans are completely legal in Louisiana and regulated by State and Federal law. The sums of Louisiana payday loans are limited to amounts spread from $50 to $350 depending on whether you apply in a store or online.

get a guaranteed payday loan in Louisiana

Where Can I Get A Payday Loan In Louisiana?

There are many stores open now all over the state of Louisiana providing fast personal loan services. Although, you might face some difficulties in the whole process of taking out a Louisiana payday loan in a store.

Mainly the following difficulties:
  • Searching for a physical store,
  • Arriving there at a specific time of opening hours,
  • Bringing all the necessary papers with you,
  • Standing in line or simply waiting around.

There is an option of applying for a loan online: you can save yourself time, effort, and gas.

Louisiana Rates and Terms

There are state limitations in place in Louisiana, ensuring the security of lending. They refer to the amount you can borrow and for how long.

Licensed lenders are permitted to apply a $10 documentation fee, a maximum of 16.75% of the amount being borrowed, or a fee of $45 maximum may apply. A $100 Louisiana payday loan issued for fourteen days is subject to finance charges of no more than $30. The state of Louisiana does not allow rollovers. The maximum period of a Louisiana payday loan can’t exceed 30 days.

How Much Can I Borrow?

When applying in a store, you can ask for anything from $50 to $300. When you apply through a website, the sum grows from $100 to $350. The amount that lenders may offer you depends directly on the size of your monthly income. The main determining factor of the payday loan amount is your ability to pay it back on the due date.

Am I Eligible For A Payday Loan In Louisiana?

The requirements for a Louisiana payday loan are few. In order to apply for these loans, you must be a US citizen or a permanent residence holder of age (18 and older), with valid contact details, an active checking bank account, and a monthly income you can prove.

Who Can Offer Payday Loans for Bad Credit?

Our network of trusted lenders is prepared to review the loan requests from people with bad credit. The decision on the loan will be almost instant and no hard credit checks will be performed. So, if you have a bad or poor credit history, you can safely apply for Louisiana payday loans online.

What Do I Need to Apply?

To apply for Louisiana payday loans, you will need the documents proving your residential status and age. So keep them near you. It is also good to have proof of monthly income and your checking account number near you so you could enter all the details necessary in the online form fast.

Online Application Steps

To acquire a Louisiana payday loan you’ll need to go online and fill in the application form on our website and wait to get a response from the lenders. If there are multiple offers made by lenders, you will have to pick one that is the most suitable for you. After you choose and sign, your money will be deposited directly into your bank account.

How Soon Can I Get The Funds?

Thanks to the online application process and no time-consuming credit checks, you can get your Louisiana payday loan funds into your bank account the next business day after you made a request. If you fill in the form and get the approval from the lender before noon, there’s even a chance to get the money the same day.

What Should I Use A Payday Loan For?

With Louisiana payday loans you can do urgent house repairs, take your family out on your kid’s birthday – literally anything you wish. There are so many reasons why someone would want to get a cash advance on their paycheck. The important thing is you can get the cash you need the moment you need it online.

How Your Due Date is Determined

Due to the state limitations, the maximum extent of the payday loan in Louisiana can’t be more than 30 days for you to repay. There’s no minimum extent of a Louisiana payday loan stated. You should be discussing the exact duration of your loan with your lender before signing the agreement.

Repayment Options

No rollovers are permitted in the state of Louisiana. If you won’t repay the Louisiana payday loan by the due date, the sum plus fees will be withdrawn from your bank account automatically.

Apply for a Payday Loan in Lousiana

Apply Now!

Applying does NOT affect your FICO® credit score!


Only in case you fill in the form and get approved by the lender in the morning, before noon. Mind, there’s no guarantee to that.

Usually, lenders perform only soft inquiries and not a hard credit check. There is always a slim chance of a hard credit check, but such a scenario is a highly unlikely one.

There are plenty of reasons your credit score might be less than fair. Keeping it in mind, our trusted lenders are mainly focusing on your ability to keep your side of the deal and repay your loan on time, not your credit past.

There is an instant decision on whether you are getting approved. Lenders take many factors into account and it would be impossible for them to promise an instant loan approval to anyone.

It’s high. But when someone talks about guaranteed approval, it usually means the approval rate for the loans from the direct lenders is so high, it is getting close to 100%. Your application might be stating some details wrong or you might be asking for a loan bigger than allowed.

You don’t even need to look for one. You can apply for payday loans in Louisiana online, from the comfort of your home. And you can enjoy your extra cash by the next business day.