Guaranteed Payday Loans Direct Lenders - BadCreditCashASAP
Payday Loans from Direct Lenders Guaranteed Approval

Guaranteed Payday Loans Direct Lenders

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Payday Loans Guaranteed Approval

What are these? Short term, online loans for up to $1,000 or more, you can take in times of a financial emergency. Direct lenders make the payday loans guaranteed approval available for almost everyone, no matter the credit score, within a short time.

When Do You Need a Payday Loan?

Online payday loans guaranteed approval are there for cases in which you:

  • Need cash advance to pay off emergency medical bills;
  • Have unexpected travel expenses;
  • Require an additional sum of money to close an urgent utility bill or rent check;
  • Lack the emergency cash for a car repair;
  • Meet an urgent need for payday cash advance in any other case.

Is the Loan Approval Guaranteed?

Short answer: lenders can fully guarantee no loan. Long answer: The name “guaranteed” comes from a fairly high approval rate. All payday loans are based on several lending criteria, which can be easier or harder to meet, but no lender can give fully guaranteed approval loans for bad credit. However, relying on trusted direct lenders maximizes the chances of getting the desired legit loans with no third party and the process’s security.

Benefits of Choosing Guaranteed Payday Loans, No Matter What your Credit Score Is

Quicker borrowing! – Working with payday loan lenders directly means no extra delay in the process. Taking loans is faster than through a third party, and you have a lower risk of being scammed.

Bad credit score OK! – To qualify for the payday loan guaranteed approval, you do not have to provide an excellent credit score. Because direct payday lenders do not perform a hard credit check, the loan approval rate is high even for people with poor credit, and the period of receiving the money is lower.

No hidden fees! – We value our customers’ trust! A difference between us and many other services is that we offer the interest rate and fee upfront. We discuss the contracts with each borrower and explain the necessary payments before signing.

24/7 online application! – Emergencies do not come with a schedule. In case one happens, you can apply for instant payday loans online at any hour of the day, during weekends or holidays, on our website, without leaving your home. The short, time-saving process is also beneficial for urgent scenarios as payday loans involve no faxing or paperwork. After applying, the lenders will make sure to get back to you with a decision.

Guaranteed Payday Loans Requirements

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Provide proof of regular income
  • Have a valid checking or savings account
  • Provide a valid email address and phone number
  • Be a resident of one of eligible for payday loans states

What Is the Application Process for Guaranteed Payday Loans Online?

1. Complete the online loan request form! Provide your data, phone number, and email address and submit the payday loans online application.

2. Approvals! The lenders will evaluate the form, perform a soft credit check, and contact you shortly after they come up with the loan decision.

3. Sign the contract! Carefully read the terms and conditions and sign the loan agreement documents.

4. Receive your money! The direct payday lender will deposit the cash in your checking account, where you can access it right away.

how to apply for guaranteed payday loans from direct lenders

Commonly Asked Questions

You should get this loan in case of emergency cash needs when you lack a relatively small amount of money. You need to apply for a payday loan if you experience a medical emergency, unplanned trips, job switch expenses, one-time events, paying off credit card bills, car repair, lacking a small part of the money for a bigger purchase. We do not recommend taking the loan for casual shopping, scheduled trips, long-planned purchases, or monthly mortgage payments.

Payday loans for bad credit exist and are commonly used. Nonetheless, the guaranteed approval of payday loans is another question. The approval rate is indeed high and the greatest part of applicants are accepted, but there is no definite guarantee of that. We can assure you that your application will be thoroughly examined and we will do our best to offer you the loan you need.

Before taking payday advances from any lender, make sure you analyze whether you truly need the money and look at whether you check the eligibility requirements. Do your best to examine the network, always choose offers from a verified and experienced direct lender. After submitting the payday loan application and receiving a positive answer, read loan terms, fees, interest rates, time of repayment, etc.

As mentioned, the approval cannot be guaranteed for any loan. However, we do not focus our attention on the credit score so much, and we perform a soft credit check only. The most important factor for us is determining whether you will be able to repay the loan. If so, you will be an approved borrower.

Whether you have a bad credit score or no credit score at all, you can apply for payday loans with bad credit guaranteed loan approval. You have to match the criteria: be of legal age, a resident and citizen of the US, have a source of steady income, and a checking account. Poor credit history is not an obstacle for most people to be applicants of loans bad credit guaranteed approval, as the lenders do not perform traditional credit checks. Moreover, these short term bad credit payday loans will not affect your current credit score.

In most cases, the borrowed amount ranges between $100 and $1,000. Nonetheless, several other factors influence the sum of bad credit guaranteed approval loans, such as different states’ regulations. Some US state laws do not approve of any payday loans for their residents, while others impose loan amounts regulations that vary in terms of the maximum funding. When the service provider contacts you with the offer, they will explain in more detail the rules that apply to your emergency cash loan.

Normally you receive instant approval for guaranteed loans. However, it can take a couple of minutes to verify the information and do the soft credit check. Always ask the lender about the timing of receiving the money. In any case, you should plan on at least one business day until the requested money will be at your disposal.

The repayments for an online payday advance have to be completed on your next paycheck, around one month after taking any short term bad credit loans. As an alternative, you also have the option to submit an early payment or the chance to repay in several scheduled payments, like installment loans. Loan requirements of repayment are discussed between borrowers and service providers when the loan offer is signed.


The account balance may be too low for the lender to withdraw the necessary sum, resulting in additional fees later on. If you know you will be facing a late payment issue, address this information to your lender instantly to get help.

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Applying does NOT affect your FICO®credit score!