How To Grocery Shop On A Budget For Two? - BadCreditCashASAP

How To Grocery Shop On A Budget For Two?

How To Grocery Shop On A Budget For Two?

How To Grocery Shop On A Budget For Two?

Table of Contents

  1. How Do You Do Grocery Shopping on a Tight Budget?
  2. Is 200 Dollars a Month Enough for Groceries?
  3. How Can I Spend Less Than $100 a Week in Grocery Store?
  4. How To Save Money on Groceries?
  5. Plan Weekly Your Grocery Budget

Grocery shopping can be challenging if you have a tight monthly budget for two. But there is nothing impossible in this world. Don’t feel upset when entering the grocery store and shopping on a budget because we can help you solve the financial problem and save your food budget till your next paycheck. You won’t be afraid anymore to see your grocery bill. Check our grocery shopping tips and save your money while planning the meals.

How Do You Do Grocery Shopping on a Tight Budget?

In 2021, buying groceries on a tight budget isn’t hard to do when you have so many food shopping apps, discounts, small payday loans for groceries, and many other solutions. In this article, you’ll get a lot of tips for grocery shopping in a store, impulse buying, planning your shopping cart, and ways to save money.

The secret of buying foods on a small budget will help you to avoid food waste and save cash every time you cook meals for two. But let’s cut the details and get deeper into understanding grocery shopping on a minimum budget.

Is 200 Dollars a Month Enough for Groceries?

It depends on your grocery habits. If you eat meat at least three times a week, maybe you should be more assertive while shopping in a grocery store. Meat prices could make your budget decrease, even if you buy it in discount stores. This item is nutritious and full of vitamins, but consider the cheaper alternatives to put them into your lunch or dinner.

Also, you can use bonus points provided by specific stores. Usually, they sell fruits and vegetables and give bonuses on certain days. You can buy these items at discounts. If bulk buying, this option will save you extra money on higher prices. In other words, every item will cost you less if you take more than five, for example.

Planning meals before going into grocery stores will save your time and money, but there is one important tip to follow. Avoid small snack packs! These items will make you spend extra 20 dollars every month. Maybe kids like them, but how about saving every dollar and planning a healthy grocery list? Yes, this is the most crucial purpose for your family of two.

Suppose you don’t manage to spend up to $200 during monthly grocery shopping. Feel free to get a $300 loan or a $400 loan and pay for your grocery bill. This financial product will help you assess your budget, do proper meal planning and be more confident in a grocery store.

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How Can I Spend Less Than $100 a Week in Grocery Store?

First of all, decide what ingredients you need for cooking your breakfast, lunch, and dinner. You can improvise in a grocery shop r do better: make a grocery list for every day of the week and stick to it when you are in the store. Yes, this is the first tip for decreasing your grocery bill. See the other nine and note them when shopping on a budget.

  1. Meal plan and create a grocery list

    Meal planning and creating a grocery list will help you to be more organized and focused on the food ingredients you need and the meals you need to cook for two. A meal plan may contain breakfasts, lunches, and dinners for seven or 31 days, depending on your food habits. We suggest you mix all the healthy groceries with your little pleasures like deserts or homemade fast foods. Consider filling your grocery list with 80% vegetables and 20% healthy fats. Try to stick to this rule when buying groceries in the store and cooking simple meals.

  2. Be flexible

    There are many unpredictable situations when doing your grocery shopping. Suppose you entered the grocery shop and saw that sweet peppers are cheaper than cucumbers. Don’t be afraid to change your little habits and stick to your food budget when being in a store.

  3. Shop local

    Don’t look for large grocery stores in neighboring towns. Search for a local store that sells at least the most needed groceries. If you have a farmers’ market near you, consider being a lucky consumer. Local farmers produce and sell their vegetables without adding extra taxes for distribution. Without a doubt, food shopping in these markets will save you time and money. 

  4. Substitute with frozen

    Consider buying frozen products instead of fresh ones. Sometimes it is the best option when having a tight budget. Probably you think that using the refrigerator to freeze the fruits and vegetables won’t make them healthier or more delicious. But dietology specialists say that freezing meat, fruits, vegetables, or other food ingredients don’t make them unhealthy. Also, this way, you’ll save leftovers and avoid food wasting. Don’t be afraid to use frozen meat and vegetables while cooking because these items are cheaper than those fresh ones from the store. Fill your refrigerator with essential ingredients for cooking the meal on time.

  5. Look for the organic substitute

    When having problems with money, try to find a substitute for your favorite vegetables and food ingredients. For example, if you adore sweet potatoes, consider substituting them with ordinary potatoes. But don’t exaggerate with the quantity per meal. This rule applies to other expensive products like salmon. You can replace it with tuna. It is cheaper but has the same nutrients.

  6. Eat less meat

    It is up to you to become a vegetarian or not, but you’ll spend less money if you choose to eat less meat. Plus, your grocery bill will decrease up to 30%, and your meal will become easier. Also, animal proteins can be replaced easily with beans. Consider this tip when assessing your monthly food budget, and you’ll see that it is possible to eat meat at least twice a month. 

  7. Shop in bulk

    Buying in bulk can save you tens of dollars while doing grocery shopping. Some grocery stores provide discounts only if you buy food in bulk. As we said before, every item becomes cheaper once you buy five or more items in bulk. This way, you’ll earn some extra dollars on groceries. 

  8. Spot the deals

    Look for the best deals in groceries stores near you by comparing all the prices. If it is cheaper to buy only one item, do it, but if the food store gives you discounts with bulk buying, don’t miss this opportunity. By spotting the best deals, you’ll save your money without crushing your budget.

  9. Store bustering

    Choose the best local shops for every food product you buy. As an organized and focused consumer, find out everything about the grocery stores near you. Know where the cheapest beans are, where you can find the best price for fish or vegetables. In this case, grocery shopping will become a more extended project, not impulse shopping.

  10. Note every expense

    By noting every grocery bill, you’ll see where you can cut off unnecessary expenses. Even though you already have a shopping list, you’ll see that sometimes it is hard to focus on cash that you spend in a grocery store. That is why begin to note the costs of your grocery shopping.

    Consider these tips for grocery shopping, and don’t forget to stick to your budget when thinking about your meals. Also, cook meals exactly when you want to eat them. Freeze the food leftovers and other items if it is possible.

Sharon Palmer, RDN, registered nationally recognized nutrition expert who wrote The Plant-Powered Diet: The Lifelong Eating Plan for Achieving Optimal Health, Beginning Today and Plant-Powered for Life: Eat Your Way to Lasting Health with 52 Simple Steps and 125 Delicious Recipes”, once said:

“The most important thing is that you find a diet and lifestyle that meets your personal needs and goals. If you feel inspired to eliminate animal foods completely from your diet to make a positive impact on animal welfare, on the environment, and on your own health, then go for it. But if you believe that it’s not realistic for you to completely forgo animal foods, there’s still a plant-based eating style that can improve your health and reduce your eco-impact. The bottom line: There are no hard-and-fast rules about the plant-based eating style; it’s up to you to decide your own.”

How To Save Money on Groceries?

Save Money on Groceries

Grocery shopping isn’t always a waste of money. Sometimes it is a skill that can be trained. You can save money on groceries by following these rules when shopping on a budget:

  1. Redefine dinner

    Having the same dinner for days is dull and unhealthy. That is why you have the internet. Get the inspiration you need, cook healthy, delicious, and, most importantly, cheaper than restaurant food.

    Improvise new dinner while shopping on a budget, and you’ll get the most leisurely meal that will help you save money on groceries. Now, your grocery budget will decrease, or you’ll be able to put aside some extra cash for next month.

  2. Calculate your bill while shopping on a budget

    While inspecting the grocery store, take your phone or even the calculator and feel free to calculate the entire food bill before you get to the checkout line. This habit will help you to see the food expense in advance and stick to your grocery budget.

  3. Round up your grocery cost estimates

    Always round the estimated prices of your groceries. When having a tight grocery budget and completing the food list, you can round up the price if it doesn’t have the exact figure. This technique helps you go cheaper when shopping on a budget. For example, if apples cost $4.53, write down $5 in your list. It will help you to save money on the final food bill.

  4. Review your pantry

    Before going on grocery shopping on a budget, don’t forget to raid your pantry. See what items are missing and what foods do you need from a grocery store. Think about the most common meal you eat every day and assess the money you need before going to the grocery store.

  5. Know when to shop

    Wait for the discounts in the grocery store near me. Sometimes, shopping on a budget on typical days will cost you extra money from your grocery budget. That is why we suggest you wait for the discount days to save money on groceries. 

  6. Pay with cash

    If paying with your card, you won’t be able to track all the expenses. Yes, paying with cash is much easier than you think because you calculate the bill on the spot and know what you have in the wallet. That is why we recommend you to pay in cash every time you buy groceries.

  7. Use curbside pickup

    It is the easiest way to avoid temptations and stick to the list. Just type the foods you need and pick them up from the parking lot. It’s an easy, simple, and most efficient way to save your money. No temptations – no extra money spent on food!

  8. Ignore eye-level items

    Did you know that there are human behavior specialists who arrange the goods on your eyes’ level? They make it to exempt you from searching other products. The price of eye-level items is much higher than those from your list. Consider researching different options for your grocery budget.

  9. Learn the sales cycles

    Knowing the sales cycles will help you save money on groceries in the most simple ways. You’ll see that the best price can be only on discount days. Usually, the sales cycles may take three or more days, and you never know when they are coming until you see the ads. The groceries produce the feeling of FOMO (Fear of Missing Out) in consumers’ minds to make them buy things they don’t need. But we must see the best part. Sometimes, you might get the best price for fruits and beans on typical days. To avoid the spite feeling, try to find out everything about sales cycles.

  10. Bring your bag

    All this ecological hype can bring you disgust but let’s see what you can change by carrying your bag. Suppose a plastic 10 kg bag is $0.98 (the prices may vary by the grocery store). You go to a store at least two times a week and buy a plastic bag every time. You’ll spend $7.84 in a month. With this money, you could buy a kilo and a half of apples. Great idea, isn’t it? So, consider taking your bag every time you go to the store.

  11. Don’t shop when you are hungry.

    Yes! Going to the supermarket with an empty stomach won’t help you to save money. Rambling through supermarkets and not knowing what you want will steal your grocery budget in no time. That is why go to a grocery store only after you eat your meals and feel no hunger. This way, you’ll be able to stick to your food budget.

  12. Don’t buy more than you need

    We all have temptations, and probably it is the worst habit of all habits. Following a healthy lifestyle will remind you to buy only the goods that you need for your meal. To be sure you make it, review your refrigerator and see what it is missing. If you need beans, buy only beans and go to another shelf. The way to balanced food buying is long and hard, but we are sure that you can make it.

  13. Grow greens on the balcony or in the garden

    If you have a tiny balcony or a garden, make your imagination work for you. Regardless of the plant you choose to grow, know that all the greens produce oxygen and other essential substances. Plus, you’ll always have fresh parsley, dill, and basil for your lunch and dinner. The store price of these greens may vary, but it is never too late to save some dollars.

  14. Use shopping apps for your smartphone.

    There are a lot of shopping apps that were launched to give you discounts or faster shipping. You can make a digital list through these apps without going to the store and choosing the best deal. The app makes it for you! Just put the needed goods on the list and press “Finish the order.”

    One of the most popular shopping apps is Flipp. It is the only app that connects coupons from your favorite brands to your local store. Flipp is designed to increase your savings while you shop with no hassle.

  15. Shop only once a week

    Going to a food store every day can be exhausting. So, consider going only once a week and only to a store that fits your food list. This way, you’ll be more organized and focused on what you need in a specific week. 

If you use these ways to save money when shopping on a budget for two in a store, you’ll see improvements in the next month. Keep the consistency and the quality of your shopping management, and you’ll see how to save your monthly budget in no time!

Plan Weekly Your Grocery Budget

The ways of saving money mentioned above are perfect for the couple or those with two or more kids. Are you among them who like beans and other vegetables at discounts but have no money? Great! Find out that there are many different ways to solve your financial problems. Our website is the right place to be! Here you can apply for payday loans, installment loans, or personal loans to save your monthly budget and pay for your grocery bills without getting into the debt cycle. If you have questions about our loan products, drop a line in the comments or contact us by email address.