How To Grocery Shop On A Budget For Two?
Table of Contents
- How Do You Do Grocery Shopping on a Tight Budget?
- Is 200 Dollars a Month Enough for Groceries?
- How to Budget Groceries Rationally?
- How To Save Money on Groceries?
- Plan Weekly Your Grocery Budget
Grocery shopping can be challenging if you have a tight monthly budget for two. But there is nothing impossible in this world. Don’t feel upset when entering the grocery shop and shopping on a budget because we can help you solve the financial problem and keep your food budget safe till your next paycheck.
You won’t be afraid anymore to see the full price of your grocery check and have a long shelf life. There is no general rule on how you can plan your meal budget, but you can check our grocery shopping best tips and save your money while planning the meals.
Grocery Shopping on a Tight Budget
In 2021, buying healthy groceries on a tight budget isn’t hard to do when you have so many food shopping apps, discounts, small payday loans for groceries on a budget, and many other solutions. In this article, you’ll get a lot of great tips for grocery shopping online and in a store, impulse buying, planning your shopping cart, and ways to keep some cash.
The secret of buying foods on a small budget will help you avoid food waste and save cash every time you cook meals for two. But let’s cut the details and get deeper into understanding grocery shopping on a minimum budget.
Is 200 Dollars a Month Enough for Groceries?
Or how much to budget for groceries? It depends on your grocery habits. If you eat meat at least three times a week and have other side dishes, maybe you should be more assertive while shopping in grocery stores. Its prices could make your budget decrease, even if you buy meat in discount stores. This item is nutritious and full of vitamins, but consider the cheaper alternatives to put them into your lunch or dinner.
Also, you can use bonus points provided by many local shops. Usually, most grocery stores sell fruits and veggies and give bonuses on certain days. You can buy these items at discounts. If bulk buying, this option will keep your extra money from higher prices. In other words, every item will cost you less if you take more than five, for example.
Planning meals before going into grocery stores will save your time and money, but there is one important tip to follow. Avoid small snack packs and take only large packages! These items will make you spend extra 20 dollars every month. Maybe kids like them, but how about saving enough money for groceries and planning a cheap healthy grocery list? Yes, this is the most crucial purpose for your family of two.
Suppose you don’t manage to spend up to $200 during monthly grocery shopping. Feel free to get a $300 loan and pay for your monthly grocery bill. This financial product will help you assess your tight food budget, do proper meal planning and be more confident in a grocery store.
How to Budget Groceries Rationally?
First of all, decide what ingredients you need for cooking your breakfast, lunch, and dinner. You can improvise in a grocery store or do better: make a weekly grocery list for two and stick to it when you are in the store. Yes, this is the first tip for decreasing your grocery spending. See the other nine and note them when shopping on a monthly short grocery budget.
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Meal plan for a week and create a budget grocery list.
Meal planning and creating a clean eating grocery list on a budget will help you be more organized, focused on the ingredients you need, and plan meals you need to cook for two. A meal plan may contain breakfasts, healthy snacks, lunches, and dinners for seven or 31 days, depending on your eating habits.
We suggest you mix all the healthy foods with your little pleasures like deserts or homemade fast foods. This organic spring mix will create a healthy and balanced diet. Consider filling your grocery list with 80% vegetables and 20% healthy fats and you’ll see that homemade food will increase your wellbeing in no time. Try to stick to this rule when buying foods in the store and cooking simple meals.
There are many unpredictable situations when doing your grocery shopping on a tight budget. Suppose you entered the grocery store and saw that sweet peppers are cheaper than cucumbers. Don’t be afraid to change your little habits and stick to your budget when being in a store.
Don’t look for large grocery shops in neighboring towns. Search for a local grocery store that sells at least the most needed foods. If you have a local farmers’ market near you, consider being a lucky consumer. Local farmers produce and sell their veggies without adding extra taxes for distribution. So, fill your market basket with fresh produce and enjoy your meals. Without a doubt, meal purchasing in these markets will save you time and money.
Substitute with frozen or buy pantry staples
Consider buying frozen products instead of fresh ones. Sometimes it is the best option for a tight budget, especially when you buy most perishable foods like peanut butter, almond milk, plain yogurt, or cherry tomatoes. Processed foods are the easiest to freeze, as non-perishable ingredients make their best to survive while entering the reaction with oxygen. Plus, we recommend you buy fresh produce in small amounts to manage eating them not later than the next day.
Probably you think that using the refrigerator to keep frozen fruit and a vegetable for a few weeks won’t make them healthier or more delicious. But dietology specialists say that freezing meat, fruits, vegetables, or other food ingredients don’t make them unhealthy. Also, this way, you’ll keep leftovers and avoid food wasting. But if you like fresh fruits, buy an additional kilo, eat it and freeze the rest.
Don’t be afraid to use frozen chicken breast, veggies, or extra cheese while cooking because these items are cheaper than those fresh ones from the store. Fill your refrigerator with essential ingredients for cooking one meal on time. Also, consider buying a second refrigerator to keep more freezer meals if you have a big family. A second fridge is precisely what a planning budget needs.
Look for the organic substitute.
When having problems with money, try to find a substitute for your favorite vegetables and other ingredients. For example, if you adore sweet potatoes, consider substituting them with ordinary potatoes. If a family member likes expensive cheese, it can be replaced with cottage cheese or string cheese. But don’t exaggerate with the quantity per table.
This rule applies to other expensive products like salmon and exotic fruits. Replace it with a tune and a dried fruit. People also replace quinoa with oatmeal or other whole grains. Yes, you can buy oatmeal and use it for different purposes like breakfast, salad or even face moisture musk.
Eat less meat
According to Labor Statistics, an average person eats around 274 pounds of meat per year. It is up to you to become a vegetarian or not, but you’ll spend less money if you choose to eat meatless meal. Plus, your grocery check will decrease up to 30%, and your meal will become easier. Also, animal proteins can be replaced easily with beans. Consider this tip when assessing your monthly budget for groceries, and you’ll see that it is possible to eat meat at least twice a month.
Shop in bulk
Buying in bulk can help you avoid losing tens of dollars while doing grocery shopping for 2 in store. Some grocery shops provide discounts only if you buy in bulk. As we said before, every item becomes cheaper once you buy five or more items in large quantities. This way, you’ll earn some extra dollars on food.
Spot the deals
Look for the best deals or digital coupons in groceries stores near you by comparing all the prices. If it is cheaper to buy only one item, do it, but if the different stores give you discounts for the average cost with bulk buying, don’t miss this opportunity. By spotting a discounted price for the best deals, you’ll keep more hard earned money without crushing your budget.
Note every expense
By noting every grocery bill and delivery fee, you’ll see where you can cut off unnecessary expenses. Even though you already have a shopping list, you’ll see that sometimes it is hard to focus on cash that you spend in a grocery store and not buy unnecessary items. That is why you should begin to note the costs of your grocery shopping for two.
Consider these grocery shopping tips for money saving, and don’t forget to stay on budget when thinking about your meals. Also, cook meals exactly when you want to eat them. Freeze the leftovers and other items if it is possible.
Sharon Palmer, RDN, registered nationally recognized nutrition expert who wrote The Plant-Powered Diet: The Lifelong Eating Plan for Achieving Optimal Health, Beginning Today and Plant-Powered for Life: Eat Your Way to Lasting Health with 52 Simple Steps and 125 Delicious Recipes”, once said:“The most important thing is that you find a diet and lifestyle that meets your personal needs and goals. If you feel inspired to eliminate animal foods from your diet to positively impact animal welfare, the environment, and your health, then go for it. But if you believe it’s not realistic for you to forgo animal foods completely, there’s still a plant-based eating style that can improve your health and reduce your eco-impact. The bottom line: There are no hard-and-fast rules about the plant-based eating style; it’s up to you to decide your own.”
How To Save Money on Groceries?
Grocery purchases aren’t always a waste of money. It is a skill that can be trained. You can keep some cash on foods by following these ways to save money for groceries:
Having the same dinner for a few days is dull and unhealthy. That is why you have the internet. Get the inspiration you need, cook healthy, delicious, and, most importantly, cheaper than restaurant food.
Improvise new dinner and start grocery shopping on a budget with a new mindset. You’ll get the most leisurely meal that will help you keep some extra dollars on groceries. Now, your grocery costs will decrease, or you’ll be able to put aside some extra cash for a few months.
Calculate your bill while shopping on a budget
While inspecting the healthy food grocery store, take your phone or even the calculator and feel free to calculate the entire bill before you get to the checkout line. This habit will help you to see the expense in advance and stick to your food budget.
Round up your grocery cost estimates
Always round the estimated prices of your foods. When having a tight grocery budget and completing the list, you can round up the price if it doesn’t have the exact figure. This technique helps you go cheaper while being a shop. For example, if apples cost $4.53, write down $5 in your list. It will help you to save money on the final food bill.
Review your pantry
Before going on less money grocery shopping on a budget, don’t forget to raid your pantry. See what items are missing and what fresh foods or canned goods do you need from a grocery supermarket. Think about the most common meal you eat every day and assess the money you need before going to the grocery store.
Pay with cash
If paying with your card, you won’t be able to track all the expenses. Sometimes, you can’t have access to your bank account and you never know how much money you have. Yes, paying with cash is much easier than you think because you calculate the bill on the spot and know what you have in the wallet. That is why we recommend you to pay in cash every time you go to a supermarket.
Ignore eye-level items.
Did you know that there are human behavior specialists who arrange the goods on your eyes’ level? They make it to exempt you from searching other products. The price of eye-level items is much higher than those from your list, because the products’ companies pay a premium price for this place. Consider researching lower prices while buying groceries on a tight budget. You’ll find a cheaper option on the lower or higher shelf.
Learn the sales cycles
Knowing the sales cycles will help you keep some dollars on groceries in the most simple ways. You’ll see that the best prices can be only on discount days. Usually, the sales cycles may take three or more days, and you never know when they are coming until you see the ads. But you should learn how to compare prices and find the best one for your budget.
The groceries produce the feeling of FOMO (Fear of Missing Out) in consumers’ minds to make them buy things they don’t need. But we must see the best part. Sometimes, you might get the best price for fruits and vegetables on typical days. To avoid the spite feeling, try to find out everything about sales cycles.
Bring your bag
All this ecological hype can bring you disgust but let’s see what you can change by carrying your bag. Suppose a plastic 10 kg bag is $0.98 (the prices may vary by the grocery store). You go to a store at least two times a week and buy a plastic bag every time. You’ll spend $7.84 in a month. With this money, you could buy a kilo and a half of apples. Great idea, isn’t it? So, consider taking your bag every time you go to the store.
Don’t shop when you are hungry.
Yes! Going to the supermarket with an empty stomach won’t help you keep extra money in your wallet. Rambling through supermarkets and not knowing what you want will steal your grocery budget in no time. That is why go to a grocery store only after you eat your meals and feel no hunger. This way, you’ll be able to stick to your budget for meals.
Use shopping apps for your smartphone.
There are a lot of shopping apps that were launched to give you discounts or faster shipping. You can make a digital list through these apps without going to the store and choosing the best deal. The app makes the prices matching for you! Just put the needed goods on the list and press “Finish the order.” It will calculate also the additional cost of delivery or TVA.
One of the most popular shopping apps is Flipp. It is the only app that connects manufacturer coupons from your favorite brands to your local store. Flipp is designed to increase your savings while you shop with no hassle.
Make a single shopping trip per week.
Going to a food store every day can be exhausting and time consuming. So, consider going only once a week and only to a store that fits your food list. This way, you’ll be more organized and focused on what you need in a specific week. Single good deal on discounts may save your money and time.
If you use these ways to keep extra dollars when shopping on a budget for two in a store, you’ll see improvements in the next month. Keep the consistency and the quality of your shopping management, and you’ll see how to keep safe your monthly budget in no time!
Plan Weekly Your Grocery Budget
First of all, because it helps us be more balanced when it comes to meal choices, we have control over the quantities, and we can dose our eating every day, depending on our needs and the needs of our family. At the same time, a well-established weekly meal plan will keep us from food waste, another aspect that we need to take care of.
Food planning involves organizing your shopping list according to your home shelf and then designing a menu for the whole week. This way, you won’t have to go on a shopping trip on impulse, and at the end of the week, the food won’t end up in the trash. We don’t want that! Meal planning saves time for you and your loved ones. You will no longer be under the question, “What do we eat today?”
Your benefits when planning the budget:
Save tens of dollars. Armed with a meal plan and a cheap grocery list, you only need to make one trip to the store per week, eliminating opportunities for impulse purchases. You also keep your budget by taking advantage of weekly sales to tailor your menu, avoiding duplicate purchases, and finding great deals for your wallet.
Save time. You need about 30 minutes to make a meal plan for a week. When you plan your meals, you can make efficient ingredient purchases using your list, and you only need to shop once a week. You can start the meal prep and saving time instead of sitting in front of the fridge waiting for an idea for dinner to shoot you in the head magically.
Eat healthier. By planning three meals a day, seven days a week, you can resist the temptation to order from an expensive dinner menu. You’ll avoid eating frozen pizza and pack it with a frozen pan loaded or eat at restaurants. This rule is exactly what you need to stay motivated to track your money spent and be healthy.
Reduce food waste. If you often open a cupboard just to find three loaves of bread, two bottles of minced garlic, and an extra jar of mayonnaise, you waste food. The bread is often pampered before it can be put in the freezer and the spices and seasonings past their expiration date before they can be used. You can create a shopping list after looking at what you already have in the kitchen. A meal plan can also help you finish the leftovers, as a forgotten fridge is wasting money.
Release stress. No more worrying about what to have for dinner; now you have a plan. You will know when to take the meal out of the freezer, avoid the crazy rush through the grocery store at six o’clock, and most importantly, reduce the amount of money you spend.
The ways of saving on food mentioned above are perfect for the couple or those with two or more kids who want a short shelf life. Are you among them who like beans and other veggies at discounts but have no money for the good stuff? Good news! There are many different ways to solve your financial problems.
Our website is the right place to be! Here, you can apply a lot easier for payday loans, installment loans, or personal loans to keep your monthly budget, pay for your grocery cart, and cook favorite meals without getting into the debt cycle. If you have questions about our loan products or need other tips for saving money on groceries, drop a line in the comments or contact us by email address.