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Need $500 Payday Loan Now for Poor Credit?

When an emergency happens, you have to act fast! In this case, we have got your back with a no credit check, 500 dollar loan for poor credit from a direct lender. Save your time, energy, and money and apply for a $500 payday loan with fast approval and immediate loan decision right away!

What Is a $500 Loan with Bad Credit?

A $500 loan is a payday loan, where lenders give you the requested amount with minimal eligibility criteria through a fast online process. Usually, lenders determine how much you can receive based on your background; however, it is not the case for an online payday loan. Your credit score is of low significance and, if you need 500 dollars now with bad credit, lenders will check your personal information only and give you the approval decision instantly!

Bad credit, Good credit, No credit? Welcome! A lot of financial products are unavailable for people with a poor credit score. Payday loan lenders treat this matter differently. Even if you have a low score, it does not make a difference because they only perform a soft check. If you need a $500 loan asap, all you have to do is give the direct lender proof of a steady source of income!

Are There No Credit Checks For $500 Loan?

Most of the time, direct lenders don’t perform hard credit сhecks but soft checks only. It means they analyze the general information about your income and other important details. They don’t perform these checks through main credit bureaus but through alternative credit check companies. Don’t worry! These checks don’t affect your credit history at all. You’ll be able to access installment loans in the future if you need one.

Why Get a 500 Dollar Loan for Bad Credit?

People use payday loans to cover various emergency situations, medical expenses, car repairs, utility bills, etc. It is not unusual to need money to deal with immediate costs. It is the reason why you can get a $500 payday loan with no credit check within a couple of hours and repay it on your next payday.

How to Get a $500 Online Loan?

First of all, to apply for short-term loans and get 500 dollars the next business day, your profile has to match the following eligibility criteria:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Have a steady source of income
  • Have an active bank account or checking account
  • Have a valid email address and phone number

If you match every requirement, you can start the loan application process. Check your loan options, fill in the short form and get an instant answer on loan approval. If approved, check the loan terms and conditions, interest rate, amount, repayment schedule and e-sign the loan agreement.

Why Choose Us for a 500 Dollar Cash Loan?

We are working with a trusted network of direct lenders, which receive your loan application immediately. For this reason, the approval rate for $500 payday loans is high. We offer no credit check loans for people with a shaky credit background who need to solve emergency expenses as soon as possible. If you found yourself among those who need $500 urgently, get a loan for bad credit now and repay it on your next paycheck. Lastly, no matter the approval decision, applying does not affect your credit score if you apply for a loan with us!


After you fill out the easy and quick payday loan application, you receive the decision almost immediately. The loan amount would be available to you the same day if the payday lender approves the application before noon. If you have requested the payday loan after 12 pm, the money will be in your checking account the next business day. Lastly, if the loan provider has received the application on weekends or bank holidays, you will get the money next Monday morning or the next working day.

The repayment terms for these cash loans vary in each state. Usually, you have to return the borrowed money within one month or on your next paycheck. However, in some states, you may need to repay faster, while others will allow you to request an extension. Ask your lender about the regulations in your state of residence.

Short-term loan costs vary from state to state; therefore, you should ask the lender about your situation specifically. Usually, the rates range from $10 to $30 for every $100 borrowed. Therefore, if you need a payday loan for $500, you will have to pay an additional $50 to $150 in loan fees.

Yes, you can apply for a 500 dollars payday loan even if you have no official job. Many applicants work in non-traditional jobs such as freelancers, speakers, project managers, etc. Most of them do not have an official working contract. At the same time, if you have no workplace at all but benefit from social security, disability annuity, or have any other source that proves you will be able to repay the loan, you can be a borrower as well. The actual income status is more important for making loan decisions rather than the source of it.

Without any doubt, you can apply for 500 dollar loans with a poor credit rating. When analyzing your loan request, the direct lender does not perform a traditional check with main credit bureaus, which you have to go through when taking a bank loan, for example. Rather than looking at credit scores, they focus on a steady income, which proves that you will repay the loan amounts together with the interest rate on time. Moreover, as credit score does not matter when you submit a $500 payday loan request, applying does not affect your credit report.

When you need a 500 dollar loan for bad credit, don’t waste your time and apply right here!

Apply for a 500 Dollar Loan and Get You Money Today!

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Applying does NOT affect your FICO®credit score!