Bad Credit Cash Loans Online

Bad Credit Cash Loans Online

Apply Online

Submit your request online using our secure and easy form. No hassle, no paperwork!

Instant Decision

Get approved in 60 seconds or less. There are no traditional credit checks, and bad credit is okay.

Fast Funds

Once approved, the funds will be deposited into your bank account the next business day.

We Offer Online Payday Loans for Bad Credit

An online payday loan is an easy short term borrowing solution that provides you with emergency cash to cover unexpected expenses. To become eligible, you do not have to go through a lengthy traditional credit check process. Payday lenders base their decision on whether you have a reliable source of income to make the payment on the due date. Loan approval takes only a few minutes, and it's much easier compared to a traditional personal or installment loan.

Payday Loans up to $1,000​

Financial emergencies happen without warning. If you lose your job or are dealing with a medical bill or a sudden car repair, you often need fast cash when you expect it the least. A payday loan, also called a cash advance, is a short term financial instrument that helps you cover unforeseen expenses. The loan amount ranges from $50 to $1,000, depending on your needs. The repayment period is usually in two to four weeks when you receive your next paycheck.

cash loans for bad credit
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Fill out our simple and secure form

To get started, you should submit your loan application form by entering your basic information, contact number, and bank account information. Our online loan application process is completely secure and confidential. We keep your personal information safe using SSL encryption.

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Get an instant decision in real time

After submitting your information, you will receive an instant decision from one of our lenders. Payday lenders do not conduct hard credit checks, so you can get approved for a short-term loan even if your credit history is not perfect. You'll also get an offer that includes the lender's interest rates and loan terms along with the decision.

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Complete your request in no time

Once you reach an agreement with a lender, the next step is to agree to the terms and conditions of the payday loan and e-sign your contract. Then, the lender will directly deposit the money into your bank account as soon as the next business day.

Do I qualify for a payday loan with bad credit?

Our online loans have minimum eligibility criteria. Best of all, you can get approved for a loan with a bad credit score. This is because payday lending companies don't judge you based on conventional credit scores such as FICO. To become eligible for an online loan, you need to meet the following basic requirements.

Same-day Approval and Fast Deposit Loans!

We understand that our customers need our help when they are facing financial hardship and need instant cash. This is why we have created an easy application form and process every request as fast as possible. In fact, the majority of online loan application gets approved within a few minutes.

After applying for a loan, you get an immediate decision, and if approved, the money will be transferred to you the same or next business day. The entire process from applying to receiving the funds takes just 1 or 2 days.

online payday loans for bad credit

Get Emergency Cash with Bad Credit

Payday loan borrowers can request anywhere from $50 to $1,000 and the loan amount will be repaid within two to four weeks. To apply for payday loans, you only have to provide basic details about yourself. Moreover, unlike a bank loan, having good credit is not a requirement. In fact, payday loans online are specifically designed for people with poor credit history.

Never Overpay for Instant Online Payday Loans while Connected with Top-Rated Direct Lenders

It's important to borrow money from a reputable lending company so that you get the best available rate and no hidden fees. At BadCreditCashASAP, we only work with top-rated direct lending companies who strictly follow the laws and regulations of their states. We help people with bad credit find the right personal loans for their unique situations.

When filling an online application for a cash advance, you should always consider the interest rate that the lender will charge you. Depending on their state and type of service, payday lenders ask for different rates. However, the industry is highly competitive, and most lenders are willing to work with their customers to reach a better deal.

We Do Our Part to Promote Financial Literacy

Each day we witness our fellow citizens living under the burden of poor financial decisions. These decisions are made due to the lack of a basic understanding of money management and personal financial planning. One of our objectives is to help our customers to improve their financial literacy.

You can check our Blog and FAQ section to find out more about budgeting, how to choose the right funding option that best suits your needs, how to get help with your debts, frugal living, how to choose a lender, how to avoid paying extra for lending services, what is a bad or good credit score, how interest rates influence the cost of the loans, is it possible to change the payment date if you can't pay back the loan on time and other useful information. Below are the most frequent questions we receive from our applicants.

Bad Credit Cash Loans FAQ

A payday loan, also known as cash advance, is designed for the borrower with a poor credit score who have a hard time becoming qualified for other online loans, like installment or personal loans. Although these loans have simple eligibility criteria, not every customer becomes qualified.

Payday loans are a high APR option for when a customer needs emergency money to cover an unexpected expense. Lenders charge $10 to $25 per $100 borrowed. However, given their short repayment period, they are very affordable.

Having a low credit score or high credit card debt makes getting a personal loan or an installment loan difficult. However, you may apply for a personal or installment loans with us even with poor credit. Our service also helps you find guaranteed direct lenders who offer payday loans with competitive fees.

When the borrower signs their contract, they give the lender permission to automatically deduct the money from their account as soon as they receive their paycheck. If the customer decides to make an early payment, the lender may charge an extra early payoff fee, although it is rather an exception, that a rule. Check your contract to see the specific details of your deal.

If customers are having trouble making payments toward their debt, it’s better to discuss the situation with the lender. Most lenders are willing to extend or rollover the lending period if requested. However, depending on the agreement’s details, customers may need to pay extra service fees or higher rates for their loans.

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