We Offer Online Payday Loans for Bad Credit
An online payday loan is an easy short term borrowing solution that provides you with emergency cash to cover unexpected expenses. To become eligible, you do not have to go through a lengthy traditional credit check process. Payday lenders base their decision on whether you have a reliable source of income to make the payment on the due date. Loan approval takes only a few minutes, and it’s much easier compared to a traditional personal or installment loan.
Payday Loans up to $1,000
Financial emergencies happen without warning. If you lose your job or are dealing with a medical bill or a sudden car repair, you often need fast cash when you expect it the least. A payday loan, also called a cash advance, is a short term financial instrument that helps you cover unforeseen expenses. The loan amount ranges from $50 to $1,000, depending on your needs. The repayment period is usually in two to four weeks when you receive your next paycheck.
1. Fill out our simple and secure form
To get started, you should submit your loan application form by entering your basic information, contact number, and bank account information. Our online loan application process is completely secure and confidential. We keep your personal information safe using SSL encryption.
2. Get an instant decision in real time
After submitting your information, you will receive an instant decision from one of our lenders. Payday lenders do not conduct hard credit checks, so you can get approved for a short-term loan even if your credit history is not perfect. You’ll also get an offer that includes the lender’s interest rates and loan terms along with the decision.
3.Complete your request in no time
Once you reach an agreement with a lender, the next step is to agree to the terms and conditions of the payday loan and e-sign your contract. Then, the lender will directly deposit the money into your bank account as soon as the next business day.
Do I Qualify for a Payday Loan with Bad Credit?
Our online loans have minimum eligibility criteria. Best of all, you can get approved for a loan with a bad credit score. This is because payday lending companies don’t judge you based on conventional credit scores such as FICO. To become eligible for a quick cash loan, you need to meet the following basic requirements.
- Be at least 18 years old
- Be a US citizen or a permanent resident
- Provide proof of regular income
- Have a valid checking or savings account
- Provide a valid email address and phone number
- Be a resident of one of eligible for payday loans states
Same-day Approval and Fast Deposit Loans!
We understand that our customers need our help when they are facing financial hardship and need instant cash. This is why we have created an easy application form and process every request as fast as possible. In fact, the majority of online loan application gets approved within a few minutes.
After applying for a loan, you get an immediate decision, and if approved, the money will be transferred to you the same or next business day. The entire process from applying to receiving the funds takes just 1 or 2 days. If you submit the loan application in the morning, and get approved before noon, most lenders will deposit the money to your bank account on the same day. Getting a same day loan with bad credit and quick deposit has never been easier!
Need cash fast? Get your instant decision payday loan! Apply now
Bad Credit Cash Loans FAQ
A payday loan, also known as cash advance, is designed for the borrower with a poor credit score who have a hard time becoming qualified for other online loans, like installment or personal loans. Although these loans have simple eligibility criteria, not every customer becomes qualified.
Payday loans are a high APR option for when a customer needs emergency money to cover an unexpected expense. Lenders charge $10 to $25 per $100 borrowed. However, given their short repayment period, they are very affordable.
Having a low credit score or high credit card debt makes getting a personal loan or an installment loan difficult. However, you may apply for a personal or installment loans with us even with poor credit. Our service also helps you find guaranteed direct lenders who offer payday loans with competitive fees.
When the borrower signs their contract, they give the lender permission to automatically deduct the money from their account as soon as they receive their paycheck. If the customer decides to make an early payment, the lender may charge an extra early payoff fee, although it is rather an exception, that a rule. Check your contract to see the specific details of your deal.
If customers are having trouble making payments toward their debt, it’s better to discuss the situation with the lender. Most lenders are willing to extend or rollover the lending period if requested. However, depending on the agreement’s details, customers may need to pay extra service fees or higher rates for their loans.